Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you review this page each time you interact with this Site ensure your continuing familiarity with our current privacy practices. All amended terms shall be automatically effective after they are posted on the Site. Your continued use of the Site after such changes have been posted constitutes your agreement to the changes.
What Personally Identifiable Information does the Site collect?
We collect information that may identify you ("personally identifiable information") when you provide it to us through the Site, including when you complete and submit an application to be matched with a lender participating in our network of payday lenders. The types of personally identifiable information we may collect include, without limitation, your first and last name, email address, street address, telephone number, driver’s license number, date of birth, banking account information, employment information, amount and frequency of paychecks, whether you rent or own your home, desired loan amount, military status, social security number, information about your spouse or dependent, and any other information requested at the time of collection. We may ask that you information that identifies other individuals close to you, such as the name of your supervisor at your place of employment and his or her telephone number. Additionally, we may save browsing and data log information linked to your usage of the Site. We may combine personally identifiable information we collect from you through the Site with other information about you that we receive from third party sources. By way of example and not limitation, we may use a change of address or other list service to ensure that our records for your loan matching application are accurate.
What other types of information does the Site collect
?We may collect certain non-personal information about you including, without limitation, your IP address and the referring domain from which you accessed our Site. Non-personal information is information that does not personally identify you. Other non-personal information we may collect includes browsing behavior, date and time of visit, the pages visited, time spent viewing the Site, return visits to the Site, and click-stream data. We do not track any information about you once you leave the Site. We may aggregate non-personal information about you with the non-personal information of other users of the Site, in which case we will not associate non-personal information with any personal information about you. In other circumstances, we may associate non-personal information with personally identifiable information you provide to us for the purposes described below.
What are "cookies" and how does the Site use them?
- Remind us of who you are when you access your account information and/or use the service in order to deliver to you a more personalized service;
- Measure your visiting patterns in the aggregate. Aggregate data (data gathered across all user accounts) may be gathered in a non-personally identifiable form to build higher quality online services by performing statistical analyses of the collective characteristics and behavior of our visitors, such as how long and how often users view certain pages;Determine your clickstream to the Site;
- Better personalize the content that you and other users will see on the Site;
- Collect IP addresses and log-in information for system administration;
- Automatically share some information with Google Analytics and/or other analytics programs to analyze a broad range of information. However, the analytics are exclusively for our internal use to better manage the website experience for our visitors and evaluate advertising strategies and tactics; and
- Other purposes to assist us in delivering the highest quality service possible. You are always free to decline our cookies if your browser permits.
How do you use my information?
We use your information to provide the lender matching services for which you apply and to provide other products, services, and information that you request through the Site. We also may use your personal information to resolve disputes, troubleshoot problems, respond to your inquiries, detect and protect against error, fraud, or other criminal activity, enforce our Terms of Service, and for any other purposes that we deem appropriate.
We may use your information to contact you (by email, phone, text message and/or mail) for our own marketing or business purposes, such as to provide information about our new features of our loan matching service and special offers from our marketing partners. We may also you’re your information to contact you regarding any problems with your application or account and for any issues related to website misuse.
What information is collected by third party advertisers?
In order to provide services free of charge, we may display advertisements. By accessing or using this Site, you expressly agree to receive these advertisements. The advertiser never has access to individual account information that you provide to us through the application process to connect you with a lender. However, these advertisers may use their own tracking technologies, including cookies, to collect information about you and other users of this Site who view or interact with their advertisements.
With whom does the Site share my information?
We may share your personally identifiable information (including, without limitation, your bank account information and social security number) with lenders participating in our lender network and other third parties with whom we have a business relationship. Those lenders and third parties may use your personally identifiable information to evaluate your qualifications to receive a loan or to communicate with you about other marketing or business offers via telephone, email, mail, or other channels. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship.
What are my choices regarding collection, use, and distribution of my information?
To access the personal information that this Site has collected about you, to correct factual errors in such information, or to update our records with respect to your personally identifiable information, please contact us using the information provided below. California Residents: Companies that collect personally identifiable information from California residents and disclose such information to third parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having his or her information shared with third parties. We have elected the second option, and you may request that your personally identifiable information not be shared with third parties by sending your request, including your full name, email address and postal address, to: AffiliateROI, 4745 W. 136th St Suite 2, Leawood, KS 66224. California residents are also entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to firstname.lastname@example.org.
What security precautions are in place to protect the loss, misuse, or alteration of my information?
Whenever the Site handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant Terms of Service and this Policy. Your information is stored on our servers located in the United States. We use procedural and mechanical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption. Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure. We cannot, therefore, warrant or ensure the security if any information you transmit to us or receive from us through the Internet, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.How are children's privacy protected?Persons under the age of 18 or the age of majority in their jurisdiction are not authorized to use the Site. Those persons are prohibited from submitting any personal information to us.
Additional Information – Contact Us
Any questions regarding this Policy should be directed to us via the Contact Form.
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.
Residents of Georgia, Massachusetts, Virginia & West Virginia are not eligible to apply for a cash advance on this web site.This service is not available in all states, and the states serviced by this Website may change from time to time and without notice.